> For the complete documentation index, see [llms.txt](https://docs.shoebill.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.shoebill.finance/v2/risk/parameter.md).
# Risk 관련 변수
{% tabs %}
{% tab title="LTV (Loan-To-Value)" %}
LTV 는 담보 대비 대출액의 비율이며, Maximum LTV 는 해당 자산을 담보로 예치 하였을 때 최대로 대출할 수 있는 금액의 비율입니다
{% endtab %}
{% tab title="Liquidation Threshold" %}
Liquidation Threshold 는 청산 한계점이며, LTV 가 해당 비율 이상이 되면 청산의 대상이 됩니다
{% endtab %}
{% tab title="Liquidation Penalty" %}
Liquidation Penalty 는 청산시 발생하는 패널티이며, 2.8% 는 프로토콜에 수수료로 납부되며, 나머지는 청산을 진행하는 청산자에 지급됩니다.
{% endtab %}
{% tab title="Reserve Factor" %}
Reserve Factor 는 프로토콜에 지급되는 수수료 비율입니다.
해당 자산에서 발생하는 이자에 대해 일정 비율로 프로토콜에 지급됩니다.
{% endtab %}
{% endtabs %}
## Parameters
### zkLink
{% tabs %}
{% tab title="ETH Market" %}
**General Information**
| Token | Collateral | Borrowable | Max LTV | Liquidation Treshold | Liquidation Penalty | Reserve Factor |
|---|
| ETH | O | O | 70% | 70% | 20% | 25% |
| rsETH.arb | O | X | 70% | 70% | 20% | 25% |
| pufETH | O | X | 70% | 70% | 20% | |
| mmETH | O | X | 70% | 70% | 20% | |
| ezETH.linea | O | X | 70% | 70% | 20% | |
| ezETH.eth | O | X | 70% | 70% | 20% | |
| ezETH.arb | O | X | 70% | 70% | 20% | |
| STONE.manta | O | O | 70% | 70% | 20% | |
| mswETH | O | X | 70% | 70% | 20% | |
| wstETH | O | O | 70% | 70% | 20% | |
#### ETH, STONE.manta, wstETH Borrow Yield Slope (APY)
| LTV | Borrow Yield |
| :-----------: | :----------: |
| 0\~80% | 0\~20% |
| 80\~100% | 20\~100% |
| {% endtab %} | |
| {% endtabs %} | |
### Fuse
{% tabs %}
{% tab title="Staked FUSE Market" %}
**General Information**
| Token | Collateral | Borrowable | Max LTV | Liquidation Treshold | Liquidation Penalty | Reserve Factor |
|---|
| spETH | O | O | 70% | 70% | 20% | 50% |
| ETH | O | O | 70% | 70% | 20% | 50% |
**FUSE Borrow Yield Slope (APY)**
| LTV | Borrow Yield |
| :-----------: | :----------: |
| 0\~80% | 0\~20% |
| 80\~100% | 20\~100% |
| {% endtab %} | |
| {% endtabs %} | |
### Kroma
{% tabs %}
{% tab title="ETH Market" %}
#### General Information
| Token | Collateral | Borrowable | Max LTV | Liquidation Treshold | Liquidation Penalty | Reserve Factor |
|---|
| spETH | O | O | 70% | 70% | 20% | 50% |
| ETH | O | O | 70% | 70% | 20% | 50% |
#### ETH/spETH Borrow Yield Slope (APY)
| LTV | Borrow Yield |
| :-----------: | :----------: |
| 0\~80% | 0\~20% |
| 80\~100% | 20\~100% |
| {% endtab %} | |
| {% endtabs %} | |
### BOB
{% tabs %}
{% tab title="ETH Market" %}
#### General Information
| Token | Collateral | Borrowable | Max LTV | Liquidation Treshold | Liquidation Penalty | Reserve Factor |
|---|
| ETH | O | O | 70% | 70% | 20% | 50% |
| STONE | O | O | 70% | 70% | 20% | 50% |
| rETH | O | O | 70% | 70% | 20% | 50% |
| wstETH | O | O | 70% | 70% | 20% | 50% |
#### ETH/STONE/rETH/wstETH Borrow Yield Slope (APY)
| LTV | Borrow Yield |
| :----------: | :----------: |
| 0\~80% | 0\~20% |
| 80\~100% | 20\~100% |
| {% endtab %} | |
{% tab title="BTC Market" %}
#### General Information
| Token | Collateral | Borrowable | Max LTV | Liquidation Treshold | Liquidation Penalty | Reserve Factor |
|---|
| BTC | O | O | 70% | 70% | 20% | 50% |
| tBTC | O | O | 70% | 70% | 20% | 50% |
#### BTC/tBTC Borrow Yield Slope (APY)
| LTV | Borrow Yield |
| :----------: | :----------: |
| 0\~80% | 0\~20% |
| 80\~100% | 20\~100% |
| {% endtab %} | |
{% tab title="Stable Market" %}
#### General Information
| Token | Collateral | Borrowable | Max LTV | Liquidation Treshold | Liquidation Penalty | Reserve Factor |
|---|
| USDC.e | O | O | 70% | 70% | 20% | 50% |
| USDT | O | O | 70% | 70% | 20% | 50% |
#### USDC.e/USDT Borrow Yield Slope (APY)
| LTV | Borrow Yield |
| :-----------: | :----------: |
| 0\~80% | 0\~20% |
| 80\~100% | 20\~100% |
| {% endtab %} | |
| {% endtabs %} | |
### B² Network
{% tabs %}
{% tab title="bSTONE Market" %}
#### General Information
| Token | Collateral | Borrowable | Max LTV | Liquidation Treshold | Liquidation Penalty | Reserve Factor |
|---|
| bSTONE | O | O | 70% | 70% | 20% | 50% |
| ETH | O | O | 50% | 50% | 20% | 50% |
#### bSTONE/ETH Borrow Yield Slope (APY)
| LTV | Borrow Yield |
| :----------: | :----------: |
| 0\~80% | 0\~20% |
| 80\~100% | 20\~100% |
| {% endtab %} | |
{% tab title="BTC Market" %}
#### General Information
| Token | Collateral | Borrowable | Max LTV | Liquidation Treshold | Liquidation Penalty | Reserve Factor |
|---|
| uBTC | O | O | 50% | 50% | 20% | 50% |
| BTC | O | O | 50% | 50% | 20% | 50% |
#### uBTC/BTC Borrow Yield Slope (APY)
| LTV | Borrow Yield |
| :-----------: | :----------: |
| 0\~80% | 0\~20% |
| 80\~100% | 20\~100% |
| {% endtab %} | |
| {% endtabs %} | |
### Metis
{% tabs %}
{% tab title="METIS Market" %}
#### General Information
| Token | Collateral | Borrowable | Max LTV | Liquidation Treshold | Liquidation Penalty | Reserve Factor |
|---|
| METIS | O | O | 70% | 70% | 20% | 75% |
| artMETIS | O | X | 70% | 70% | 20% | N/A |
| seMETIS | O | X | 70% | 70% | 20% | N/A |
#### METIS Borrow Yield Slope (APY)
| LTV | Borrow Yield |
| :-----------: | :----------: |
| 0\~80% | 0\~20% |
| 80\~100% | 20\~200% |
| {% endtab %} | |
| {% endtabs %} | |
### Mode
{% tabs %}
{% tab title="STONE Market" %}
#### General Information
| Token | Collateral | Borrowable | Max LTV | Liquidation Treshold | Liquidation Penalty | Reserve Factor |
|---|
| ETH | O | O | 50% | 50% | 20% | 50% |
| STONE | O | X | 70% | 70% | 20% | N/A |
#### ETH Borrow Yield Slope (APY)
| LTV | Borrow Yield |
| :-----------: | :----------: |
| 0\~80% | 0\~20% |
| 80\~100% | 20\~200% |
| {% endtab %} | |
| {% endtabs %} | |
### Manta Pacific
{% tabs %}
{% tab title="STONE Market" %}
#### General Information
| Token | Collateral | Borrowable | Max LTV | Liquidation Treshold | Liquidation Penalty | Reserve Factor |
|---|
| ETH | O | O | 50% | 50% | 20% | 50% |
| STONE | O | O | 70% | 70% | 20% | 50% |
#### ETH Borrow Yield Slope (APY)
| LTV | Borrow Yield |
| :------: | :----------: |
| 0\~80% | 0\~20% |
| 80\~100% | 20\~200% |
#### STONE Borrow Yield Slope (APY)
| LTV | Borrow Yield |
| :----------: | :----------: |
| 0\~92% | 0\~4% |
| 92\~100% | 4\~20% |
| {% endtab %} | |
{% tab title="wUSDM Market" %}
#### General Information
| Token | Collateral | Borrowable | Max LTV | Liquidation Treshold | Liquidation Penalty | Reserve Factor |
|---|
| USDC | O | O | 50% | 50% | 20% | 50% |
| wUSDM | O | O | 70% | 70% | 20% | 50% |
#### USDC Borrow Yield Slope (APY)
| LTV | Borrow Yield |
| :------: | :----------: |
| 0\~80% | 0\~20% |
| 80\~100% | 20\~200% |
#### wUSDM Borrow Yield Slope (APY)
| LTV | Borrow Yield |
| :----------: | :----------: |
| 0\~92% | 0\~4% |
| 92\~100% | 4\~20% |
| {% endtab %} | |
{% tab title="wstMANTA Market" %}
#### General Information
| Token | Collateral | Borrowable | Max LTV | Liquidation Treshold | Liquidation Penalty | Reserve Factor |
|---|
| MANTA | O | O | 50% | 50% | 20% | 50% |
| wstMANTA | O | X | 70% | 70% | 20% | N/A |
#### MANTA Borrow Yield Slope (APY)
| LTV | Borrow Yield |
| :-----------: | :----------: |
| 0\~80% | 0\~20% |
| 80\~100% | 20\~200% |
| {% endtab %} | |
| {% endtabs %} | |
### Wemix / Klaytn
{% tabs %}
{% tab title="Staked WEMIX Market" %}
#### General Information
| Token | Collateral | Borrowable | Max LTV | Liquidation Treshold | Liquidation Penalty | Reserve Factor |
|---|
| WEMIX | O | O | 70% | 70% | 4% | 50% |
| stWEMIX | O | X | 92% | 92% | 4% | 0% |
#### WEMIX Borrow Yield Slope (APY)
| LTV | Borrow Yield |
| :----------: | :----------: |
| 0\~95% | 0\~5% |
| 95\~100% | 5\~50% |
| {% endtab %} | |
{% tab title="Staked KLAY Market" %}
#### General Information
| Token | Collateral | Borrowable | Max LTV | Liquidation Treshold | Liquidation Penalty | Reserve Factor |
|---|
| KLAY | X | O | N/A | N/A | N/A | 0% |
| GCKLAY | O | X | 88% | 88% | 8% | 10% |
#### KLAY Borrow Yield Slope (APY)
| LTV | Borrow Yield |
| :-----------: | :----------: |
| 0\~80% | 0\~3.5% |
| 80\~100% | 3.5\~200% |
| {% endtab %} | |
| {% endtabs %} | |
## 대출 한도
{% tabs %}
{% tab title="zkLink" %}
No max cap
{% endtab %}
{% tab title="Fuse" %}
No max cap
{% endtab %}
{% tab title="Kroma" %}
No max cap
{% endtab %}
{% tab title="BOB" %}
No max cap
{% endtab %}
{% tab title="B² Network" %}
No max cap
{% endtab %}
{% tab title="Metis" %}
No max cap
{% endtab %}
{% tab title="Mode" %}
No max cap
{% endtab %}
{% tab title="Manta Pacific" %}
| Market | Cap |
| :-------------: | :-----------: |
| ETH Suppy | 700 ETH |
| ETH Borrow | 600 ETH |
| USDC Supply | 1m USDC |
| USDC Borrow | 850k USDC |
| wstMANTA Supply | 100k wstMANTA |
| {% endtab %} | |
{% tab title="Wemix/Klaytn" %}
No max cap
{% endtab %}
{% endtabs %}